Business Insurance

Why choose business insurance?

• Core cover for public liability, professional indemnity and employers’ liability.
• Protect your valuable tools and equipment with our optional extras.
• Access to a 24/7 legal helpline.
• £1 million public liability cover as standard.
• A range of optional extras so you can tailor your insurance to suit your business.
• Access documents and manage your policy online any time you choose.
• Insure your van for business or leisure.
• Cover multiple properties with specialist Landlord Insurance.

What is business insurance?

Business Insurance means different things to different people, depending on what line of work you’re in and what you need to be covered for.

There are a few different products that come under the umbrella of Business Insurance – you might need one or two of them, or you might need all of them.

For example, if you own a house that you rent out and use a van to carry your tools to help maintain the property, you need Landlord Insurance and Van Insurance.

If you’re a builder working on customers’ houses, you need Public Liability Insurance to cover you against compensation claims for injury or damage – this is sometimes known as Tradesperson Insurance.

On top of that, you can choose other covers that are relevant to your business, like Employer’s Liability Insurance if you have people working for you.

Professional Indemnity Insurance is useful for freelancers or accountants because it covers you against claims from clients if they accuse you of offering inadequate advice or services.