Business Insurance
Churchill's got your back so you can get on with the job at hand. Cover that's there when you need it.
Van Insurance
Van Insurance covers you if you use your van for business, such as carrying your own goods, tools, or equipment to different locations during your working day. We also offer van insurance for leisure and commuting.
Churchill van insurance is arranged and administered by our partner Brightside Insurance Services ltd
Landlord Insurance
If you’re a commercial or residential landlord, make sure you have the specialist cover you need for your portfolio. Insure your buildings and contents, and up to 25 properties. Landlord customers get £2 million public liability cover as standard.
Public Liability Insurance
Public Liability Insurance covers tradesmen and other self-employed professionals against compensation claims from members of the public.
Why choose business insurance?
- Core cover for public liability, professional indemnity and employers’ liability.
- Protect your valuable tools and equipment with our optional extras.
- Access to a 24/7 legal helpline.
- £1 million public liability cover as standard.
- A range of optional extras so you can tailor your insurance to suit your business.
- Access documents and manage your policy online any time you choose.
- Insure your van for business or leisure.
- Cover multiple properties with specialist Landlord Insurance.
What is business insurance?
Business Insurance means different things to different people, depending on what line of work you’re in and what you need to be covered for.
There are a few different products that come under the umbrella of Business Insurance – you might need one or two of them, or you might need all of them.
For example, if you own a house that you rent out and use a van to carry your tools to help maintain the property, you need Landlord Insurance and Van Insurance.
If you’re a builder working on customers’ houses, you need Public Liability Insurance to cover you against compensation claims for injury or damage – this is sometimes known as Tradesperson Insurance.
On top of that, you can choose other covers that are relevant to your business, like Employer’s Liability Insurance if you have people working for you.
Professional Indemnity Insurance is useful for freelancers or accountants because it covers you against claims from clients if they accuse you of offering inadequate advice or services.
What customers ask
Legally, you don’t need business insurance, but if you don’t have it and someone makes a claim, you could be faced with a large bill that you can’t afford to pay.
Business insurance can cover a range of risks no matter what line of work you’re in. Mistakes happen, people get injured, and property gets damaged from time to time.
If you’re not covered, it can be expensive to cover the cost of a claim or replace damaged or stolen equipment.
Most small businesses struggle to cover these costs alone, which is why it’s important to have the right cover in place.
How much you pay for your business insurance depends on the level of cover you choose. Some businesses need more cover than others, for example if they have employees.
Other factors like your insurance history and the number of add-ons you choose can also affect the price you pay.
With Churchill you can choose the cover that suits your business, so you only pay for what you need.
Yes, it’s your responsibility under the Road Traffic Act to have a valid Certificate of Motor Insurance.