Professionals Insurance

What is Professionals Insurance?

Churchill’s insurance for professionals protects you from unexpected losses like damaged or stolen equipment or legal action from a client if you make a mistake.

If you own your own business, or you’re self-employed, it’s difficult to recover from large expenses you haven’t planned for unless you have the correct insurance in place.

Depending on the nature of your business you could benefit from Public Liability Insurance, Employers’ Liability Insurance, or Professional Indemnity Insurance.

We also offer a wide range of optional extras that cover your business essentials like stock, tools, and equipment.

Who does Professionals Insurance cover?

We cover a large number of small businesses and self-employed professionals including:

• Consultants
• Hairdressers
• Beauticians
• Accountants

If we haven’t listed your business or profession here, get in touch to find out if we can cover you.

Why do I need Professionals Insurance?

For business owners, insurance isn’t always top of the list of priorities. Securing clients, building a reputation, and keeping on top of cash flow, can seem more important.

If you don't have the right insurance cover, all your hard work could be wasted if a customer or a member of the public takes legal action against you.

Our Professionals Insurance provides £1 million public liability cover as standard, with options to increase it to up to £10 million. 

You can also choose from a range of optional extras to protect you from other significant risks, like a named member of your team having an accident at work.

Making sure you have the correct insurance is a key part of building a successful business.

Business is confusing enough without having to worry about risks, rules, and regulations.

When you’re running your own business, you want to concentrate on the things you do best and leave the boring stuff to someone else.

That’s where we come in. We can’t do it all for you, but Churchill Business Navigator can help you find your way through some of the red tape that business owners have to deal with.

What’s Churchill Business Navigator?

Churchill Business Navigator is our free, easy to use risk management portal for Churchill Business Tradesperson, Professional and Landlord customers.

It has a wide range of tools and resources to help you manage risk in your business 24/7.

The help available includes online modules covering everything from HR processes and business continuity plans to dealing with Brexit and employment legislation.

You can get a response from our team of experts to any questions you have within 24 hours and there’s a library of downloadable industry-standard documents to help you with HR and health and safety compliance.