Beauty Insurance

What is insurance for beauty?

Being a beauty therapist means working closely with your clients.

From a nasty reaction to a treatment to a stained carpet in a customer’s home, everyday accidents can have serious consequences for you and your business.

Most clients try to understand when things go wrong, but it only takes one compensation claim to put your business under serious strain.

You can protect against most claims from clients with our Treatment Liability Cover, which you can add onto your policy.

With Churchill’s flexible insurance you get reliable, cost‐effective cover for all aspects of your business.

We can tailor our cover to suit your needs and offer you insurance that’s there when you need it.

What insurance do we have for beauticians?
 

Public Liability Insurance

Public Liability Insurance isn’t legally compulsory for beauticians but most people in customer-facing industries think it’s essential and sometimes contracts require it.

As well as giving you peace of mind and security for your business, it also helps you present a professional image.

Having Public Liability Insurance means you’re protected if you or an employee accidentally injures a customer or damages their property.

Our Public Liability Insurance offers you up to £1 million of cover as standard, with the option of increasing it to up to £10 million.

Find out more about Public Liability Insurance

Tools and business equipment cover

Beauticians would be lost without the tools of their trade.

You can cover your valuable business equipment for up to £10,000 as an optional extra for added peace of mind.

Our cover includes mobile phones and laptops.

Find out more about Tools and business equipment cover

Business is confusing enough without having to worry about risks, rules, and regulations.

When you’re running your own business, you want to concentrate on the things you do best and leave the boring stuff to someone else.

That’s where we come in. We can’t do it all for you, but Churchill Business Navigator can help you find your way through some of the red tape that business owners have to deal with.

What’s Churchill Business Navigator?

Churchill Business Navigator is our free, easy to use risk management portal for Churchill Business Tradesperson, Professional and Landlord customers.

It has a wide range of tools and resources to help you manage risk in your business 24/7.

The help available includes online modules covering everything from HR processes and business continuity plans to dealing with Brexit and employment legislation.

You can get a response from our team of experts to any questions you have within 24 hours and there’s a library of downloadable industry-standard documents to help you with HR and health and safety compliance.