Hairdressing insurance
£1 million Public Liability Insurance included as standard. Protect your equipment with a range of optional extras.
What is insurance for hairdressing?
Working closely with customers every day exposes hairdressers to several risks.
From cuts and scratches to skin reactions or permanent hair damage, common accidents can have expensive consequences for your business.
Find out more about how our Treatment Liability cover could help.
Most clients try to understand when things go wrong, but it only takes one compensation claim to put your business under serious strain.
If you don’t have the correct cover, legal proceedings can be complicated and expensive.
With Churchill’s flexible insurance you get reliable, cost‐effective cover for all aspects of your business.
We can tailor our cover to suit your needs and offer you insurance that’s there when you need it.
What insurance do we have for hairdressers?
Public Liability Insurance
Public Liability Insurance isn’t legally compulsory for hairdressers but most people in customer-facing industries think it’s essential and some contracts require it.
As well as giving you peace of mind and security for your business, it also helps you present a professional image.
Having Public Liability Insurance means you’re protected if you or an employee accidentally injures a customer or damages their property.
Our Public Liability Insurance offers you up to £1 million of cover as standard, with the option of increasing it to up to £10 million.
Find out more about Public Liability Insurance
Tools and business equipment cover
Hairdressers would be lost without the tools of their trade.
You can cover your valuable business equipment for up to £10,000 as an optional extra for added peace of mind.
Our cover includes mobile phones and laptops.
Don’t forget your van
Most tradespeople would be lost without their van.
Get cover for your van if you use it to carry your tools and equipment to work.
Make your policy work for you
Tailor your cover with our optional extras
Public Liability cover up to £10 million
Protection against claims for injury or property damage by clients or members of the public. You can increase our standard cover to up to £10 million.
Employers’ liability cover
The law states you must have employers’ liability cover if you hire anyone, including apprentices. Add up to £10 million cover to your policy.
Treatment liability cover
Cover for health, beauty and wellbeing treatments. It protects against claims for death, injury, and damage to a third-party property.
Tools and business equipment cover
You can cover your valuable tools and business equipment up to £10,000 for added peace of mind. Our tools cover includes mobile phones and laptops.
Business stock cover
Protection if your business stock is damaged or stolen, with cover up to £25,000.
Personal accident cover
Insure named people in your business, aged 16-75, against personal accidents. Add death benefit up to £50,000 (weekly benefits up to £250).
Get into the detail
Policy documents
You can read our Professionals policy documents below.
These are standard documents that might be different to the ones you received when you took out your policy.
Log in to your account to find your individual policy documents.
Need some help?
Visit our help and support page for answers to common questions or to contact us if you want to talk to someone.