Landlord Contents Insurance

Get £1.5 million of cover as standard.


What does Contents Insurance cover?

Contents Insurance is for residential landlords with a furnished or part-furnished property.

It covers you against the cost of repairing or replacing accidentally damaged furnishings and furniture.

For example, free-standing items like fridges, freezers, washing machines, tables, beds, sofas, and cookers. It also includes damage to floor coverings including, carpets, lino, and laminate floors.

Churchill's Contents Insurance can cover you for up to £1.5 million of damage to furniture, fixtures, and fittings that don’t form a permanent part of your property’s structure.

If you already have Buildings Insurance, you can add contents cover to protect any furniture or household items you’ve left for your tenants to use.

You can only take out Contents Insurance on its own if you’re letting to residential tenants.

What else does Contents Insurance cover?

  • Floor coverings up to £5,000 with the option to increase it
  • The cost of re-housing your tenants if the property becomes uninhabitable
  • Standard extensions including replacing locks, debris removal costs, loss of oil, and metered water costs.
  • Malicious damage and/or theft by tenant cover (damage which can’t be recovered from a security deposit, up to £10,000)
  • New-for-old Contents Insurance
  • Unlimited glass cover

Other Landlord Insurance you might need

Buildings Insurance

You can get Buildings Insurance alongside Contents Insurance or buildings only cover, if you don’t have any contents to insure.

Learn more about Buildings Insurance

Multi-Property Cover

If you're a landlord for multiple properties, you can insure up to 10 properties on one policy online. If you need to insure more, just contact us.

Learn more about Multi-Property Cover