What is Multi-Property Landlord Insurance?
Choose Multi-Property Landlord Insurance if you rent out multiple properties or have a mixed portfolio of residential and commercial premises.
You can insure up to 10 properties on a single policy online. If you need to cover more, get in touch with us to find out how we can help you.
With Churchill’s Multi-Property Landlord Insurance you can cover your buildings and contents, and select from a range of optional extras to ensure your policy works for you.
What does Multi-property Landlord Insurance cover?
With Churchill's Multi-property Landlord Insurance you can get cover for the buildings and contents of your residential and commercial premises.
If your property is unfurnished without contents, you can take out an insurance policy that covers your buildings only.
Churchill can offer up to £15 million buildings cover as standard.
Find out more about Buildings Insurance
If your property is furnished or part-furnished, you can take out an insurance policy to include your contents.
Churchill offers up to £1.5 million cover for damage to furniture, fixtures, and fittings that don’t form a permanent part of your property’s structure.
You can only take out Contents Insurance separately if residential tenants occupy your building.
Find out more about Contents Insurance
Make your policy work for you
Tailor your cover with our optional extras
Loss of Rent
Cover for loss of rent if your property becomes uninhabitable following an insured event such as fire or flood.
Public Liability & Property Owners Liability
Increase Public Liability and Property Owners Liability Insurance up to £10m (subject to criteria)
Accidental damage for buildings and/or contents when you’ve insured them.
Cover against damage to the building as a result of foundations moving. Including subsidence, landslip, or ground heave.
Legal Expenses Cover
Legal expenses cover up to £250,000 (including repossession cover)
Employers' Liability Cover
If you employ staff, you’re legally required to take out the right level of Employer's Liability Insurance. We offer cover up to £10 million.
Damage to a property as a result of terrorist acts can result in high costs unless you have the right level of cover in place.
Expert guidance for your business
Business is confusing enough without having to worry about risks, rules, and regulations.
When you’re running your own business, you want to concentrate on the things you do best and leave the boring stuff to someone else.
That’s where we come in. We can’t do it all for you, but Churchill Business Navigator can help you find your way through some of the red tape that business owners have to deal with.
What’s Churchill Business Navigator?
Churchill Business Navigator is our free, easy to use risk management portal for Churchill Business Tradesperson, Professional and Landlord customers.
It has a wide range of tools and resources to help you manage risk in your business 24/7.
The help available includes online modules covering everything from HR processes and business continuity plans to dealing with Brexit and employment legislation.
You can get a response from our team of experts to any questions you have within 24 hours and there’s a library of downloadable industry-standard documents to help you with HR and health and safety compliance.
Frequently asked questions
You can cover up to 25 properties on one policy. You can insure up to 10 online. If it’s more than that, you need to give us a call to find out how we can help you.
Yes, you can insure a mixture of residential and commercial properties with our multi-property cover.